Loan Services - Samridhi Tax Services, Jamshedpur

Our Loan Products

Comprehensive loan solutions designed to meet all your personal and business financial requirements

Personal Loan

Quick and hassle-free personal loans for emergency needs, medical expenses, and lifestyle requirements.

Apply Now

Business Loan

Flexible business loans specifically designed for SMEs, startups, and established businesses for growth.

Apply Now

Home Loan

Affordable home loans at attractive interest rates for purchasing, constructing, or renovating your dream home.

Apply Now

Vehicle Loan

Easy vehicle financing for new and used cars, two-wheelers, and commercial vehicles with competitive rates.

Apply Now

Education Loan

Comprehensive education loans for higher studies in India and abroad with flexible repayment options.

Apply Now

Loan Against Property

Leverage your property value for immediate funds with higher loan amounts and lower interest rates.

Apply Now

Documents Required

Essential documents needed for quick and hassle-free loan approval process

Identity Proof

  • Aadhaar Card (Primary)
  • PAN Card (Mandatory)
  • Passport / Voter ID
  • Driving License

Address Proof

  • Electricity Bill (Recent 2 months)
  • Bank Statement (Address proof)
  • Lease/Rent Agreement
  • Property Tax Receipt

Income Proof

  • Salary Slips (Last 3 months)
  • Bank Statements (6 months)
  • Income Tax Returns (2 years)
  • Employment Certificate

Property Documents

  • Property Sale Deed
  • Registration Documents
  • NOC from Builder/Society
  • Building Approval Plan

Loan Features & Benefits

Discover why our loan services are the preferred choice for thousands of satisfied customers

Quick Approval

Experience fast-track loan approvals within 24-48 hours with our streamlined digital verification process.

Minimal Documentation

Simplified paperwork with reduced document requirements for hassle-free and faster loan processing.

Competitive Interest Rates

Market-leading interest rates customized to your credit profile and financial repayment capacity.

Flexible Repayment Options

Choose from multiple EMI plans and tenure options that perfectly align with your budget and financial goals.

Interest Rates & Loan Details

Transparent pricing structure with competitive rates and flexible terms across all loan categories

Loan Type Interest Rate (p.a.) Maximum Amount Processing Fee
Personal Loan 10.99% - 24% Up to ₹40 Lakh 2% + GST
Business Loan 12% - 18% Up to ₹75 Lakh 1.5% + GST
Home Loan 8.5% - 12% Up to ₹5 Crore 0.5% + GST
Vehicle Loan 8.5% - 15% Up to ₹1 Crore 1% + GST
Education Loan 9% - 14% Up to ₹1.5 Crore 1% + GST
Loan Against Property 9.5% - 16% Up to ₹10 Crore 1% + GST

Simple Loan Application Process

Get your loan approved through our efficient 4-step process designed for maximum speed and convenience

1

Apply Online

Complete our secure online application form with your personal and financial details in just a few minutes.

2

Document Verification

Submit required documents through our secure portal for instant verification and processing by our expert team.

3

Credit Assessment & Approval

Our experts review your application and provide instant approval notification with personalized loan terms.

4

Fund Disbursement

Receive funds directly in your bank account within 24-48 hours of final approval and documentation completion.

Ready to Apply for a Loan?

Take the next step towards achieving your financial goals with our expert guidance and personalized loan solutions